
Originally Posted by
RPetry
Beth and Henry,
It only protects the consumer if ...
1) The consumer purchasing a home improvement service is aware of required insurance and/or license.
2) The particular State puts resources into enforcement.
In 8 yrs. of business here in NJ, I have been asked for a current copy of my insurance two times. Granted, our business is all residential.
In 8 yrs. of business here in NJ, I have never been asked to prove that I have an updated and valid contractors license.
In 8 yrs. of business here in NJ, I have never heard or read in the local papers of any "fly by night" contractor being prosecuted for failure to have an NJ contractor license.
Regulation sounds terrific on paper. Protect the consumer, weed out the foul balls, etc. But unless it is enforced by law, and resources devoted to consumer awareness, regulation is a paper tiger.
Worse yet, in a typical scenario it is another business tax with no return.
Be careful what you wish for.
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